Buy a Policy Online

Step 1: Choose Your Coverage Level

  • Simply add up your major wedding expenses (reception, attire, photographer/videographer, flowers, music, etc).
  • Use the chart to select the level that best protects your wedding investment. Mouse over each coverage listing to learn more about that specific coverage.
  • Please note the options in each coverage level cannot be altered. If your spending is higher in certain categories (for example, your attire) you may wish to choose a higher level of coverage.
  • To help you choose your coverage use the Premium Calculator.
Core Coverage Level 1 Level 2 Level 3 Level 4 Level 5 Level 6 Level 7 Level 8 Level 9 Level 10
Cancellation / Postponement $7,500 $15,000 $25,000 $35,000 $50,000 $75,000 $100,000 $125,000 $150,000 $175,000

Can provide coverage for certain deposits (including reception site and caterer deposits) in the event of a necessary cancellation or postponement of your wedding. For example, if severe weather makes your reception inaccessible, or sudden illness prevents the bride, groom or their parents from attending, or the bride or groom is unexpectedly called up to duty, this coverage can reimburse you for deposits lost due to the cancellation or postponement.
Additional Expense $1,500 $3,000 $5,000 $7,000 $10,000 $15,000 $20,000 $25,000 $30,000 $35,000

Can provide coverage for certain unexpected expenses you have to incur in order to avoid a cancellation or postponement of your event. For example, if a caterer or transportation company suddenly becomes unavailable for your event but you can find a last minute replacement, this coverage can reimburse you for the difference in cost.
Event Photographs / Video $1,500 $2,000 $2,500 $3,000 $3,500 $4,500 $6,000 $7,500 $9,000 $10,500

Can provide coverage if your photographer's film is defective, or negatives are lost or damaged. For example, if your photographer fails to show up, or loses the negatives from your wedding, this coverage can reimburse you for the cost of reconvening your wedding party to take new photos or video.
Event Gifts $1,000 $1,500 $2,000 $2,500 $3,000 $4,000 $5,500 $7,000 $8,500 $10,000

Can provide coverage if your wedding gifts are damaged. For example, if your gifts are somehow damaged while on display at the reception, this coverage can reimburse you for repair or replacement cost.
Special Attire $1,500 $2,000 $2,500 $3,000 $3,500 $4,500 $6,000 $7,500 $9,000 $10,500

Can provide coverage if the bride's wedding gown or groom's tuxedo is lost or damaged. For example, if you?re traveling to your destination wedding and the airline loses your dress, this coverage can reimburse you for the replacement dress.
Special Jewelry $1,000 $1,500 $2,000 $2,500 $3,000 $4,000 $5,500 $7,000 $8,500 $10,000

Can provide coverage if the bride's or groom's wedding band is lost or damaged. For example, if the best man loses the rings the night before the wedding, this coverage can reimburse you for new rings.
Lost Deposits $1,000 $1,500 $2,000 $2,500 $3,000 $4,000 $5,500 $7,000 $8,500 $10,000

Can provide coverage if a vendor goes out of business, declares bankruptcy before your wedding, or simply fails to show up. For example, if your band or your limo provider fails to show up, this coverage can reimburse your lost deposit.
Core Coverage Premium $160 $210 $255 $300 $355 $500 $615 $735 $870 $1,025

Step 2: Consider Liability Coverage

Would you like to add Liability Coverage? Liability insurance can provide coverage for liability for property damage and personal injuries to third parties at the location of your ceremony and reception. For example, if a guest slips and falls at your wedding, we can provide coverage for your liability. Even if you have homeowners insurance, it may or may not cover you in these instances. Plus, some event locations require you to get your own liability coverage.